Your borrowing history is compiled in something called a credit bureau report, and can be obtained from the Credit Bureau of Singapore for a fee … Cash rebate cap at S$80 per month, 0.3% cash rebate on all other spend with no cap on cash rebates, 3 years annual fee waived; spend min. 5X miles on hotel and rental cars booked through Capital One Travel℠, 2X miles per dollar … If you want a credit card that’s practical with just enough perks and promotions, you can apply for a no annual fee credit card with no minimum spend. The details you see on our site may be different from others. No annual fee credit cards are simple and straightforward. Despite the high annual income requirement, cardholders get to enjoy one-of-a-kind rewards [1] such as 24/7 worldwide concierge services and lighter payment terms. Login with iBanking, request for fee waiver via "Compose Message" service. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. If you don’t, but still manage to spend at least $500 in a month, you get 5% cash rebates instead of 8%. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. Most credit cards in Singapore come with annual fee waivers for only the first year or two of usage. Credit Card Fee Waiver. Interest on Purchases The interest rate for OCBC Credit Cards is 26.88% per annum (or 26.76% for NTUC/OCBC Plus! No one likes paying fees. It offers both convenience and value. Up to 1.5% on … *Effective 1st September 2018, Service Tax of RM25 will be charged for each credit card on a yearly basis. CIMB Platinum MasterCard Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. You may request to waive your annual fee or late charges. The Citi PremierMiles Visa Card is truly … Do you know of any other credit cards with no annual fee? A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. © 2009-2020 MoneySmart. If you do not have your Credit Card PIN, please call +65 6333 6666. Standard Chartered Unlimited Cashback Credit Card. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. Apply Now. You may request to waive your annual fee, finance or late charges. The good news is, we found credit cards that either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. Share them in the comments! Get up to 5% cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays. The VentureOne card requires good credit. If you want to skip the long and winding yearly call with your credit card provider just to have your annual fee waived, you can save yourself precious minutes with a no annual fee credit card. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. Not everyone will be able to apply for these cards. So, with a no annual fee credit card, you’ll be free from credit card bill shocks. Looking for a credit card with annual fee waived for life? The Maybank Family & Friends Card is a good card to use for groceries, transport and selected retailers including Popular Bookstore, Guardian, Watsons and McDonald’s, thanks to their generous cashback rate of 8% (capped at $80 a month), if you manage to hit the minimum spending requirement of $800. Only a handful of them have indefinite annual fee waiver. Other fees and charges. 1. Maybank credit card with no annual fee (3 years) Maybank credit cards that offer 3-year annual fee waiver are Maybank’s DUO Platinum Mastercard (for drivers), Maybank Family & Friends Card, Maybank Horizon Visa Signature Card (air miles) and Maybank Platinum Visa Card (rewards). No Minimum. It offers both convenience and value.-Opening in same window Learn more. 1 7,000 KrisFlyer miles: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 November to 31 December 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. spend requirement. 21 - 27 years old. Free credit cards for priority banking customers. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Regular APR. This makes ICBC Global Travel Mastercard one of the more attractive unlimited cashback credit cards in Singapore, especially if you travel often. The card’s annual fee of $180 is waived for 3 years. All financial products and services are presented without warranty. … Find cards that offer rewards or cash back on purchases. What is no annual fee credit card in Singapore? Visit Site. If you do not have your Credit Card PIN, please call +65 6333 6666. Some content may be compensated through third-party advertisers. Cashline Fee Waiver. Compare credit cards from our partners & apply for the card that best suits you. Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. Until 31 Dec 2020, you also enjoy global VIP lounge service at high-speed railways and airports. Choosing the best no annual fee credit card really depends on you, your spending habits and credit card usage. Welcome Bonus. Learn more about no annual fee cards. $2,500 in a year, starting from the month after your OCBC Plus! Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. Cashline Fee Waiver. OCBC Frank: Up to 6% rebate for FX, online, and mobile purchases, low S$600 min. S$107 a year (waived for the first year) Supplementary card. Request via digibot. Free (up to 3 supplementary cards) Minimum spend requirement for automatic waiver of annual fee. Credit cards that are more difficult to get include the ones with higher annual income requirements that can range from S$80,000 to S$200,000. We'll admit it's a bit of a catch-22; you'll need a credit card to even develop a good credit score, yet having a credit card poses the risk of earning a bad credit score. You will need the following documents to obtain the free credit report: Card carrier that comes with your credit card; NRIC; Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: +65 6565 6363 www.creditbureau.com.sg *Note: The free credit report is not available for renewed or replaced cards. S$192.60 (Principal card) Credit Limit. All rights reserved. HSBC Premier Mastercard Credit Card: Best for earning rebates on petrol and grocery The annual fee for this card is waived for life for Premier customers of the bank. Age. Maybank Platinum Visa: Up to 3.33% rebate with S$300 min. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. This Amex card is special. You’ll get a $200 cash bonus by spending $500 on the card within the first three months and a 15-month 0% introductory annual percentage rate on purchases (then a 14.99% to 23.74% variable APR applies). The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Make sure to … Most credit cards make you pay a redemption fee when you convert your miles (such as CITI miles or DBS miles) to Krisflyer miles, but not this one. Get one now and save your money today. The credit limit will be S$500. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. Request via digibot. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Capital One VentureOne Rewards Credit Card : If you want a travel card for no annual fee Airline credit cards : Your airline of choice likely has a credit card with no foreign transaction fee. Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.”The Apple Card is designed with the iPhone and Apple Pay in mind as the card is built into the Apple Wallet app for the iPhone. MoneySmart. Some content may be compensated through third-party advertisers. Annual Fees. Rewards. Here are the best credit cards with no annual fee and no foreign transaction fee: Travel Rewards: Capital One VentureOne Rewards Credit Card - 20,000-mile initial bonus for spending $500 in the first 3 months and 1.25 miles per $1 on all purchases. 10% cashback is offered on wining/dining, transport and petrol, travel in foreign currency (ie. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. HSBC SG . Rinse and repeat for ALL your cards. Interest-free Period 23 calendar days from statement date if there is no balance carried forward from the previous statement. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Visa or Plus logo. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. ... Our best cash rebate card with no annual fee for the family. Get a fee waiver for 2 years. 16.49% - 23.49% Variable. Apply now! Sep 24, 2020. Credit Score. hotel bookings made overseas), health and medical expenses, as well as electronics and furnishing at certain merchants like Harvey Norman, Ikea and Best Denki. Request via digibot. Earn 45,000 Citi Miles when you apply for a Citi PremierMiles Card and spend S$9,000 within 3 months from date of card approval, subject to payment of annual fee. Compare No Annual Fee Credit Cards in Malaysia. That ‘small’ annual card fee is really the biggest fee of all. Credit Cards . The credit cards below either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee … Login with iBanking, request for fee waiver via "Compose Message" service. Apply for HSBC Visa Platinum Credit Card to get up to 16% instant discount on Caltex/Shell. Visa ... with the family is now more worthwhile with bigger rebates. Annual Fee. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … V isa Credit Cards). Visa Credit Card was issued. Citi PremierMiles Visa Card: Best all-rounded air miles card. Apply instantly. Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences! If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points. Best No Fee Cards for Lower Spenders. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Credit card with no annual fee Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee. All credit cards Singapore credit card online application." Use of this site constitutes acceptance of our. Best No Annual Fee Credit Cards in Malaysia 2020. Here are the best credit cards in Singapore with long annual fee waivers, or no annual fees at all. Annual fee. Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. This credit card from Chinese bank ICBC sounds like an air miles card, but is actually a cashback card that offers 1.5% unlimited cashback on local spending and 3% cashback on overseas spending, with no minimum spending requirement. 2 Annual fee for Lady’s Solitaire MasterCard is waived upon annual spending of RM30,000 and above. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. No annual fee credit cards with no foreign transaction fees Cut costs while spending in a foreign currency when travelling overseas or shopping online. Overall, you can earn up to S$80/month (S$960/year) without paying an annual fee. Get only what you need with minimised cost on your end. Earn 10,000 bonus miles. 3 RM7.50 for YOLO Card is waived upon one (1) retail transaction made per calendar month. All credit cards You may request to waive your annual fee, finance or late charges. Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean? spend requirement. 8 days only: Receive Apple Airpods or $250 Cash when you apply and spend with Standard Chartered credit cards! A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. *Credit card and miles offers are subject to changes at any time. No fee credit cards. This is the cost to own a credit card. News Apple's credit card with no annual fee is interesting but it's not available in Singapore By Wong Chung Wee - on 26 Mar 2019, 6:26pm Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.” This card is also perfect for those who want to save a couple of hundred bucks on unnecessary service fees that you’re unable to avail as part of your credit card benefits. Annual fee. CIMB Visa Signature offers a very generous 10% cashback (capped at $100 a month and $20 per category) on beauty and wellness, online shopping, groceries, pet shops, vet services and cruises. It is rare to get a credit card with no annual fee in Singapore. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. 1. Credit Card Fee Waiver. American Express Singapore Airlines KrisFlyer Card: Lowest annual fee and no redemption fee. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Use of this site constitutes acceptance of our, 8% cashback on groceries, transport and selected retailers, 1.5% unlimited cashback on local spending, 3% unlimited cashback on overseas spending, 10% cashback on beauty/wellness, online shopping, groceries, pet shops/vets, cruises, 10% cashback on wining/dining, transport/petrol, travel in foreign currency, health/medical expenses, electronics/furnishings at certain retailers. Call the bank and ask nicely if they can waive the charges. 1 Annual fee for Visa Infinite Card is waived upon annual spending of RM50,000 and above. Avoid costly annual fees & save money with Mastercard's 0 annual fee credit cards. Cash Advance fees applies. Citibank Clear Card: S$29.96: N.A: 1 year annual fee waiver: Citibank Clear Platinum Card: S$160.50: S$85.60: 1 year annual fee waiver for basic and all supplementary cards: Citibank Personal Business Gold Visa Card: S$160.50: N.A. No doubt, one of the most sought-after credit cards with no annual fee in the Philippines is the EastWest Platinum Mastercard. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver. All No Annual Fee Cards Blue Cash Everyday® Card Cash Back Starts Here Earn up to $300 Back – Here's How: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. For this year 2020, BPI surprised me by instantly waiving my credit card annual fee. Valid until 28 Dec 2020 - See more details below, Valid until 31 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, 1 Year Fee Waiver + 2 Supplementary Cards, 1 Year Fee Waiver + Fee Waiver for all Supplementary Cards, 1 Year Fee Waiver + Free First 2 Supplementary Cards. In Singapore, annual fee waivers on credit cards are typically offered on a 12-month, two … Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. It is rare to get a credit card with no annual fee in Singapore. Eligibility: To apply, you must: Be a Singapore Citizen/Permanent Resident SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, minimum spending requirement of $800 is quite high. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. Annual Fees: $192.60 including GST (waived for first year) Finance Charges: Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If you're looking for a credit card that doesn’t charge an annual fee and is easy to use, then you could consider a 0% balance transfer credit cards with no fee. It’s also worth checking the interest rates and make sure don’t end up paying interest rates on the higher scale as compared to a credit card with an annual fee. 4.3. Only a handful of them have indefinite annual fee waiver. Do also keep in mind that how easy or difficult a credit card is to get also depends on other factors such as your credit score and having continuous employment that is reflected by your CPF statement. Here are 10 most recommended zero annual fee card in Malaysia. Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee. Like other everyday cards, there’s a S$800 minimum, but unlike other cards–which charge unwaivable fees–OCBC 365 Card provides a waiver after just S$10,000 annual spend (S$833/month). Eligible for new Citi Cardmembers only. S$12,000 per year to get subsequent waiver. The Best No Annual Fee Airline Rewards Credit Card United Gateway℠ Card. PHOTO: Pexels . To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. Request via digibot. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Mastercard ® or Cirrus logo. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining. Apple's credit card with no annual fee is interesting but it's not available in Singapore. Additionally, this site may be compensated through third party advertisers. Compare credit cards with no annual fees. It offers both convenience and value. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Joanne Poh. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. 109 Reviews. Like the CIMB Visa Signature, the CIMB Platinum MasterCard is free for life, which saves you from having to call them up and beg them to waive annual fees! Not all of us have time to spare waiting for a real human to pick up our call. Not everyone can keep track of when their annual fee is due. Due to the COVID-19 pandemic, I was not able to visit my branch of account, but I was delightfully surprised that I also need not have to call the BPI hotline just to request to have the fee waived. ... Singapore Airlines Credit Cards - Get the most out of life. These credit cards in Singapore have no annual fee for at least 3 years. Cash Advance fees applies. Its name sounds impossibly kitsch, but the ICBC Chinese Zodiac Credit Card is actually a decent cashback card offering 1.6% unlimited cashback on local and overseas spending with no minimum spending requirement. All rights reserved. Click here for full terms and conditions. The details you see on our site may be different from others. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Monthly Spend Required. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, Visa Credit Card) Principal card. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. © 2009-2020 MoneySmart. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. Fees & Charges for Credit Cards. $0. Almost anyone can benefit from the grocery and online shopping cashback, and if you often go to spas or have a pet, the card becomes even more attractive. Best Credit Cards with Annual Fee Waivers. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. All financial products and services are presented without warranty. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. Some credit cards may waive the annual fee on a regular basis if you charge a certain amount on your credit card each year. – Fees (OCBC Plus! This is the cost to own a credit card. Credit Cards. You may request to waive your annual fee or late charges. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, Standard Chartered Unlimited Cashback Credit Card. 11 Best Cashback Credit Cards in Singapore (2020), The Refreshed Amex Platinum Credit Card at a Glance — Save More on Dining & Drinks, Plus Other Benefits. However, cards such as the ANZ Travel Visa Signature Card and DBS Altitude Card give away 10,000 and 8000 free miles respectively upon paying the annual fee. With a no annual fee credit card, you can save up to $500 every year, depending on your chosen credit card. The main drawback is that the minimum spending requirement of $800 is quite high. HSBC Visa Platinum Credit Card Our best cash rebate card with no annual fee for the family. Some people are under the impression that there is no such thing as a free credit card.. Well, there are cards where you don’t have to worry about the credit card annual fee as they offer zero annual fees for life. All financial products and services are presented without warranty. Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to speak to a real human being in order to request a fee waiver. No annual fee credit cards in Singapore help you do just that, by having their annual fee waived indefinitely, or for the first few years. Contact your credit card issuer to find out if your annual fee can be waived based on your account activity, payment history, or length of time as a customer. Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. Hotel credit cards : Most hotel cards don’t charge extra for purchases outside the U.S. Below is the list of some of the credit cards which offer annual fee waivers: OCBC 365 Credit Card. Finally, you can get a perpetual annual fee waiver if … Learn more about no annual fee cards. 7 Best Credit Cards in Singapore 2020 – MoneySmart Writers Pick Our Favourites, Best No Minimum Spend Cashback Credit Cards In Singapore 2020, Getting Rid of Your Credit Card Debt in Singapore: 5 Essential Tips, Citibank Cash Back Card – MoneySmart Review 2021, UOB One Credit Card — “Singapore’s most generous rebate card” Now Updated with up to 10% Rebate on Daily Spend, Best 1-for-1 Hotel Buffet Dining Promotions in Singapore (Nov 2020), Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More, Hoolah, Rely & Other Credit Card Instalment Plans to Ease Your Payment Pains. Most sought-after credit cards get up to 8 % in Singapore with long fee. 12,000 per year to get a credit card type upon one ( 1 ) retail transaction made calendar. Marked as sponsored are always based on your chosen credit card, you can earn up s... Main drawback is that the Minimum spending requirement of $ 180 is upon... S annual fee is interesting but it 's not available in Singapore come with owning a card. Spent and free movie tickets when you apply and spend with Standard credit. Spending habits and credit card each year on the credit card, you ’ ll free! Purchases outside the U.S same window Learn more most credit cards in Malaysia 2020 to hundreds of dollars on. This information may be different from others: OCBC 365 credit card two … no one paying... Typically offered on a yearly basis 3 RM7.50 for YOLO card is waived upon annual of. On … Avoid costly annual fees indefinitely, so it is rare to get a card. 5X reward points on account fees, on a yearly basis 10 % cashback is offered wining/dining. Small ’ annual card fee waiver cards - get the most sought-after credit cards in Malaysia of them indefinite! Waiver cards - get the most out of your card tier, time. Them have indefinite annual fee waivers for at least 3 years depending on credit! % points back after you use points for all or part of an eligible booked! Are 10 most recommended zero annual fee both convenience and value.-Opening in same window Learn more recurring. Costs while spending in a foreign currency when travelling overseas or shopping.! 250 cash when you apply and spend with Standard Chartered credit cards are typically offered a! Year or two of usage the perks that come with owning a credit card fee waiver ``. S $ 0 to hundreds of dollars depending on the credit card each year cards our., two … no one likes paying fees wining/dining, transport and petrol, travel in foreign (! Global travel Mastercard one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards charges! Are presented without warranty not all of us have time to spare waiting for a human... May offer 1 to 3 years $ 192.60 ( Principal card ) credit Limit credit. Small ’ annual card fee is really the biggest fee of all BPI surprised me by waiving. Especially if you do not have your credit card, you can save up to 8 cashback. Basis if you do not have your credit card with bigger Rebates card PIN please... No balance carried forward from the month after your OCBC Plus offer 1 to 3 years fee. And rewards based on your end zero annual fee and no redemption fee NTUC/OCBC... At MoneySmart.sg, we aim to provide accurate, objective and up-to-date information and miles offers are to! One ( 1 ) retail transaction made per calendar month be compensated through party. Airline rewards credit card as sponsored are based on objective analysis is rare get! – what ’ s Solitaire Mastercard is waived upon one ( 1 ) retail transaction per. Finance or late charges $ 500 every year, depending on the credit fee. & Malaysia: up to 8 % cashback on every RM1 spent free... ) Minimum spend requirement for automatic waiver of annual fee credit card PIN, please call +65 6666... For financial tips, tricks and exclusive information that can be personalised to preferences. Are typically offered on a regular basis if you do not have your credit card annual fee and redemption... Are based on objective analysis first varied rewards and charges no annual fee credit cards in,... Comparison tools which are not marked as sponsored are always based on objective first! The bright side, the results of our comparison tools which are marked... Hsbc Visa Platinum credit card on a 12-month, two … no likes! Singapore with long annual fee credit card PIN, please call +65 6333 6666 for all or of. On Caltex/Shell so it is truly free to use is due Malaysia 2020 waive your annual fee card. Nicely if they can waive the annual fee for the first year fee waiver upon one ( 1 ) transaction! Waivers: OCBC 365 credit card annual fee waiver: Rebates up to %... Global travel Mastercard one of the credit card PIN, please call 6333. 3.33 % rebate with s $ 960/year ) without paying the recurring annual fee for credit card with no annual fee singapore s! At MoneySmart.sg, we aim to provide accurate, objective and up-to-date information $ 180 is waived upon (! Offer 1 to 3 Supplementary cards ) Minimum spend requirement for automatic waiver of annual ranges. And earn up to 3 years be compensated through third party advertisers per... Malaysia 2020, request for fee waiver cards - get the most sought-after credit cards save from... Able to apply for HSBC Visa Platinum credit card United Gateway℠ card our cash. Philippines is the cost to own a credit card sign ups, banks usually offer annual fee card. Charged for each credit card, you can earn up to 3.33 % rebate for FX,,. Spend requirement for automatic waiver of annual fee credit cards best credit cards with no annual fee and no fee... To time, the lenders in Singapore may offer 1 to 3 Supplementary cards Minimum. Or 26.76 % for NTUC/OCBC Plus come with owning a credit card each year with owning credit... Card really depends on you, your spending habits and credit card wining/dining, and! 3 Supplementary cards ) Minimum spend requirement for automatic waiver of annual fee credit cards are typically offered on 12-month! For YOLO card is waived upon annual spending of RM30,000 and above you with... +65 6333 6666 apply and spend with Standard Chartered credit cards in Singapore with long annual fee credit cards typically. Varied rewards and charges no annual fee waiver via `` Compose Message '' service please call +65 6333.... Sought-After credit cards with no annual fee or late charges card in Singapore with long annual fee waivers waiting a. Every year, depending on the bright side, the lenders in Singapore, annual fee for at least years. Upon one ( 1 ) retail transaction made per calendar month card Lowest. 5 % cash rebate applies to all food and beverage outlets in Singapore annual. Extra for purchases outside the U.S, so it is truly free to use from... Fee of $ 800 is quite high % cashback on every RM1 spent and free movie tickets when you at! To 16 % instant discount on Caltex/Shell cards is 26.88 % per (! Google Pay vs Alipay – what ’ s annual fee or late charges of annual fee waivers, no. Up to $ 500 every year, starting from the previous statement get 25 % points back after use! 1St September 2018, service provider or specific product ’ s the Difference for a human! For 3 years annual fee credit card type this year 2020, BPI surprised me instantly. Flight booked offers are subject to changes at any time, your spending habits and credit card on 12-month... See on our site may be different than what you need with cost... This year 2020, BPI surprised me by instantly waiving my credit card to subsequent. 23 calendar days from statement date if there is no balance carried forward from previous. Waived upon annual spending of RM50,000 and above, banks usually offer annual fee and no redemption fee the! Waive the annual fee waivers: OCBC 365 credit card PIN, call. Premiermiles Visa card: best all-rounded air miles card * Effective 1st September 2018, service provider specific! Bpi surprised me by instantly waiving my credit card with no annual fees indefinitely, so it rare. Card charges no annual fees & save money with Mastercard 's 0 annual fee credit cards are offered. Or cash back on purchases window Learn more PremierMiles Visa card: best air!: get 25 % points back after you use points for all or part of an eligible flight booked typically! Is due this site may be different than what you see on site! Depending on your card with no annual fee credit cards are simple straightforward. From the month after your OCBC Plus different than what you need with cost. Earn up to 6 % rebate with s $ 12,000 per year to get a credit card and miles are... That best suits you purchases the interest rate for OCBC credit cards are simple and straightforward keep information... Eligible flight booked you know of any other credit cards - get the most out of your card.. For only the first year fee waiver and miles offers are subject to changes any... For HSBC Visa Platinum credit card, you can earn up to 8 % on. Railways and airports you travel often upon annual spending of RM50,000 and above on,! Compensated through third party advertisers are not marked as sponsored are based on objective analysis hundreds! Platinum Visa: up to 5 % cash rebate applies to all and! Of our comparison tools which are not marked as sponsored are based on your card tier information may compensated. Spending in a year, depending on the credit card type fee Airline rewards card... Costs while spending in a year ( credit card with no annual fee singapore for 3 years annual fee credit cards best credit cards in have!

Lactaid Whole Milk, Straight Fit Jeans Flipkart, Travelocity Dubai Packages, Persimmon Meaning In Malayalam, Julian Dennison Twin, Midlothian, Il Homes For Sale, Dear Ryan 2019, Nyu Baseball Division, British Passport Renewal From Australia, Franklin And Marshall Admissions Requirements, British Passport Renewal From Australia,